A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

... I'm going to be honest of what I'm going to say here.

I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.

You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?

I wanted to ask: what should I do to marry rich persons like you?

Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I've met a few girls who don't have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.

My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you're trying to do is an exchange of "beauty" and "money" : Person A provides beauty, and Person B pays for it, fair and square.

However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position".
If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased".

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

signed,
J.P. Morgan CEO

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Let share what we have

Friday Jokes

Japanese girl was making love and accidentally passed wind. She quickly explained, "Oh me so sorry, you make front hole so happy, back hole blow you kiss"

Dedicated specially to all golfers

During my recent physical, my doctor asked me about my daily activity level, and so I described a typical day this way:

"Well, yesterday afternoon, I waded along the edge of a lake, drank eight beers, escaped from wild dogs in the heavy brush, marched up and down several rocky hills, stood in a patch of poison ivy, crawled out of quicksand, jumped away from an aggressive rattlesnake and took four leaks behind big trees.

Inspired by the story, the doctor said, "You must be one hell of an out doors man."

"No," I replied, "I'm just a lousy golfer."

Dedicated specially to all golfers

The Old German Shepherd

An old German Shepherd dog starts chasing rabbits and before long, discovers that he's lost. Wandering about, he notices a panther heading rapidly in his direction with the intention of having lunch.

The old German Shepherd thinks, "Oh, oh! I'm in deep shit now!"

Noticing some bones on the ground close by, he immediately settles down to chew on the bones with his back to the approaching cat. Just as the panther is about to leap, the old German Shepherd exclaims loudly,

"Boy, that was one delicious panther! I wonder, if there are any more around here?"

Hearing this, the young panther halts his attack in mid-strike, a look of terror comes over him and he slinks away into the trees.

"Whew!," says the panther, "That was close! That old German Shepherd nearly had me!"

Meanwhile, a squirrel who had been watching the whole scene from a nearby tree, figures he can put this knowledge to good use and trade it for protection from the panther. So, off he goes.

The squirrel soon catches up with the panther, spills the beans and strikes a deal for himself with the panther.

The young panther is furious at being made a fool of and says,

"Here, squirrel, hop on my back and see what's going to happen to that conniving canine!"

Now, the old German Shepherd sees the panther coming with the squirrel on his back and thinks, "What am I going to do now?," but instead of running, the dog sits down with his back to his attackers, pretending he hasn't seen them yet, and just when they get close enough to hear, the old German Shepherd says...

"Where's that squirrel? I sent him off an hour ago to bring me another panther!"

Moral of this story...

Don't mess with the old dogs... Age and skill will always overcome youth and treachery!

Bull Shit and brilliance only come with age and experience.

Anti Exam Cheating

Maybe our uni have to look into this new and innovative technology. So many 'toyol' and sms and bbm flying around during exam. Hihih

Saya Sayang Awak Versi Sekarang

Awak ni bagaikan TV3 dalam diri saya, "sentiasa menjadi inspirasi hidupku"..

Bila berjauhan dengan awak, saya tak kesah sebab awak ini kan TV9, "dekat di hati"..

Awak nak tahu tak? Bila saya dekat dengan awak, saya rasa tenang sangat macam NTV7, "i feel good"..

Walau apa-apa pun yang berlaku, saya harap lepas ini hubungan kita macam radio HOT FM, "lebih hangat dari biasa"..
Orang selalu cakap manusia ini umpama ASTRO, "mcm2 ade"..

Tapi saya harap sangat bila saya ada masalah, awak tak jd mcm NABIL, "lu pikir la sendiri"."̮

ƗƗɐƗƗɐƗƗɐ "̮ ƗƗɐƗƗɐƗƗɐ "̮

The Moral

Women: Just enjoy the story....... Men: Please take time to ponder.....

Young King Arthur was ambushed and imprisoned by the monarch of a neighboring kingdom. The monarch could have killed him but was moved by Arthur's youth and ideals. So, the monarch offered him his freedom, as long as he could answer a very difficult question. Arthur would have a year to figure out the answer and, if after a year, he still had no answer, he would be put to death.

The question was: 'What do women really want?'

Such a question would perplex even the most knowledgeable man. And to young Arthur, it seemed an impossible query. But, since it was better than death, he accepted the monarch's proposition to have an answer by year's end.

He returned to his kingdom and began to poll everyone: the princess, the priests, the wise men, and even the court jester. He spoke with everyone, but no one could give him a satisfactory answer.

Many people advised him to consult the old witch, for only she would have the answer. But the price would be high as the witch was famous throughout the kingdom for the exorbitant prices she charged.

The last day of the year arrived and Arthur had no choice but to talk to the witch. She agreed to answer the question, but first he would have to agree to her price.

The old witch wanted to marry Sir Lancelot, the most noble of the Knights of the Round Table, and Arthur's closest friend!

Young Arthur was horrified. She was hunch-backed and hideous, had only one tooth, smelled like sewage, made obscene noises, etc. He had never encountered such a repugnant creature in all his life.. He refused to force his friend to marry her and endure such a terrible burden.

But Lancelot, having learnt of the proposal, spoke with Arthur. He said nothing was too big of a sacrifice compared to Arthur's life and the reservation of the Round Table.

Hence, a wedding was proclaimed and the witch answered Arthur's question thus: 'What a woman really wants?' She said, 'A woman wants to be in charge of her own life.'

Everyone in the kingdom instantly knew that the witch had uttered a great truth, and that Arthur's life would be spared. And so it was.

The neighboring monarch granted Arthur his freedom. And Lancelot and the witch had a wonderful wedding.

The honeymoon hour approached and, Lancelot, steeling himself for a horrific experience, entered the bedroom. But, what a sight awaited him. The most beautiful woman he had ever seen was sitting by the bed.

The astounded Lancelot asked what had happened. The beauty replied that since he had been so kind to her when she appeared as a witch, she would henceforth become her horrible and deformed self only half the time, and be the beautiful maiden the other half.

'Which would you prefer?' She asked him. 'Beautiful during the day .... or at night?'
Lancelot pondered the predicament.

During the day he could have a beautiful woman to show off to his friends,
but at night, in the privacy of his castle, an old witch!
Or,
Would he prefer having a hideous witch during the day?
But by night a beautiful woman for him to enjoy wondrous moments with?

(If you are a man reading this...) What would YOUR choice be?

(If you are a woman reading this...) What would YOUR MAN'S choice be?

And Lancelot's choice is given below...
BUT... please make YOUR choice first before you scroll down below... ?
Knowing the answer the witch gave to Arthur for his question,
Sir Lancelot said that he would allow HER to make the choice herself.

Upon hearing this, she announced that she would be beautiful all the time..
Because, he had respected her enough to let her be in charge of her own life.
Now... what is the moral to this story?

..... The moral is...

1) There is 'witch' in every woman, no matter how beautiful she is!
2) If you don't let a woman have her own way, things are going to get ugly!

So, be careful how you treat a woman and always remember:

IT IS EITHER ' HER WAY ' OR ' NO WAY ' !!

Salah terjemah??

Aduss...macam mana rasanya makan ayam sunat nee??

‎9 MONTHS LATER!!!

‎9 MONTHS LATER!!!

Steve decided to go skiing with his buddy, JK. So they loaded up Steve's people-carrier and headed north. After driving for a few hours, they got caught in a terrible blizzard. They pulled into a nearby farm and asked the attractive lady who answered the door if they could spend the night.

'I realize it's terrible weather out there and I have this huge house all to myself, but I'm recently widowed,' she explained. 'I'm afraid the neighbours will talk if I let you stay in my house.'

'Don't worry,' Steve said. 'We'll be happy to sleep in the barn. And if the weather breaks, we'll be gone at first light.' The lady agreed, and the two men found their way to the barn and settled in for the night.

Come morning, the weather had cleared, and they got on their way. They enjoyed a great weekend of skiing.

But about nine months later, JK got an unexpected letter from a lawyer. It took him a few minutes to figure it out, but he finally determined that it was from the lawyer of that attractive widow he had met on the ski weekend.

He dropped in on his friend Steve and asked, 'Steve, do you remember that good-looking widow from the farm we stayed at on our ski holiday up north about 9 months ago?'

'Yes, I do.' Said Steve.

'Did you, er, happen to get up in the middle of the night, go up to the house and pay her a visit?'

'Well, um, yes!,' Steve said, a little embarrassed about being found out, 'I have to admit that I did.'

'And did you happen to give her my full name instead of telling her your name?'

Steve's face turned beet red and he said, 'Yes, look, I'm sorry mate. I'm afraid I did.' 'Why do you ask?'

'She just died and left me everything.' ! !

(And you thought the ending would be different, didn't you?... You know you smiled...now keep that smile for the rest of the day!) .

SENIOR BUS TOUR

A tour bus driver is driving with a bus load of seniors down a highway when he is tapped on his shoulder by a little old lady. She offers him a handful of peanuts, which he gratefully munches up.

After about 15 minutes, she taps him on his shoulder again and she hands him another handful of peanuts.

She repeats this gesture about five more times.

When she is about to hand him another batch again ....he asks the little old lady,
'Why don't you eat the peanuts yourself?'.

'We can't chew them because we've no teeth', she replied.

The puzzled driver asks, 'Why do you buy them then?'

The old lady replied, 'We just love the chocolate around them.'

Cerita Huruf 'P'...

Paklong Punya Pasal, Pagi-Pagi Pakngah Pergi Pasar. Paklong Pesan Pulut Panggang. Parking Pulak Punyalah Payah. Pakngah Pun Pelik, Pasal Pulak Pagi-Pagi Payah Parking. Pakngah Pun Pusing-Pusing Perhati Parking. Pusing Punya Pusing, Pakngah Pun Pening. Penyudahnya Pakngah Parking Pinggir Parit.

Pening-Pening Pun Perut Pakngah Perlu Penuh. Pakngah Pun Pergilah Pekena Pasembor. Pasembor Pulak Punyalah Pedas. Pergh ! Pedas-Pedas Pun Pakngh Pulun. Pakngah Pulun Pelan-Pelan Pasal Pedas. Pastu Pakngah Pun Pulang.

Pakngah Pulang Punyalah Panas. Pakngah Pun Pasang Penyejuk. Pasang Penyejuk Pun Panas. Pakngah Pun Pelik Pasal Pulak Panas. Pakngah Pun Periksa Penyejuk. Patutlah Panas, Penyejuknya Palsu. Pakngah Pun Pergi Pulangkan Penyejuk Pada Peniaga. Pokemon Punya Peniaga!

Pikir Punya Pikir Pakngah Putuskan Pelihara Puyu. Pakngah Perlukan Peruntukan. Permohonan Peruntukan Pulak Punyalah Panjang Prosesnya. Prosedurnya Pun Payah. Pagi Petang Pakngah Panjat Pejabat Pegawai Perikanan. Pakngah Pun Pedap. Penyudahnya Pakngah Pinjam Paklong .

Pinjam Paklong Pun Paedahnya Pat Persen. Pat Persen Pun, Pat Persenlah. Puyu Punya Pasal, Pedulilah. Projek Pelihara Puyu Perlukan Pondok. Pakngah Pun Perbaiki Pondok Pakngah. Pakngah Paku Papan ... Pung Pang Pung Pang Pung Pang Pung Pang Pung Pang Pung Pang Pung Pang Pung Pang .....

Pengetuk Paku Pulak Patah Patah. Pedulikan Pasal Pengetuk Paku Patah. Pikir Pulak Pasal Perkara-Perkara Penting. Pasal Pimpinan PM, Pasal Pilihanraya, Pasal Pembangunan, Pasal Perpaduan, Pasal Pendidikan, Pasal Perundangan, Pasal Perjalanan Parlimen, Pasal Perairan, Pasal Palestin, Pasal Peluang Perniagaan Pabila Puasa ... Pup .... Pelita Padam !

3 headed snake

The snake in the center of attraction for obvious reason. Received through bbm and can't confirm it authenticity and it location.

A freak of nature indeed.

The task: Selling Combs To Monks In Temples

Only 3 applicants are willing to stay on for this Final Interview challenge:- A, B and C

The HR manager instructed: "Now I want three of you to sell these wooden combs to the monks in the temples. You only have 10 days to do it and report to me."

After 10 days, they reported.

The HR manager asked A: "How many have you sold ?"

A answered: "Only One."

HR manager asked: "How did you manage to sell one ?

A answered: "The monks in the temple scolded me when I showed them the comb but on my way downhill, I met a young monk who bought it to scratch his head due to dandruff."

The HR manager then asked B: "How many did you sell ?

B replied: "10 pieces. I went to a shrine and noticed that many devotees' hair were in a mess due to strong winds outside the shrine. The monk listened to my advice and bought 10 combs for their devotees as a mark of respect to Buddha."

Then, the HR manager asked C: "What about you ?"

C replied: "1,000 units."

The HR manager and the other 2 interviewees were astounded.

HR manager asked: "How did you do that ?"

C replied: "I went to a famous temple. After observing for a few days, I discovered that there were many tourists.

I then told the Chief Abbot there. "Sifu, those who come here are very devoted. If you could give them a gift, it will be more elating to them.

I told him that I have a bulk of combs here and asked him to put his signature on the combs as a present to these visitors.

He was very delighted and immediately ordered 1,000 pieces."

MORAL OF THE STORY:

HARVARD UNIVERSITY did a research:-

1) 85% of success is due to attitude and 15% is capability
2) Attitude is more important than intelligence, specials skills or luck..

In other words, professional knowledge only constitutes for 15% success factor while 85% is due to self-cultivation, public relations and adaptability.

The story of Selling Shoes to Africans ?

When 2 Salesmen were sent to Africa , one of them reported:

"Cannot do it. No one wears shoes over there !"

The second salesman said: "It is good to market. A lot of opportunities."

Success and Failure is dependent on how we face problems.

Remember, when the economic is good, there are people going bankrupt.

When business is bad, there are many new millionaires as well.

So apply the 85% of the right working attitude fully.

With this story, we learn to "think out of the box" and even with 15% capability, we are confident to solve problems as long as we have the RIGHT WORKING ATTITUDE, COMMITMENT, DISCIPLINED, DEDICATED and DETERMINED.

Every time when we watch MISSION IMPOSSIBLE, the ending is always POSSIBLE.

DO NOT FIND EXCUSES NOT TO DO THE POSSIBLE BUT INSTEAD,
FIND WAYS AND MEANS TO DO THE POSSIBLE.

That's the right working attitude !

Life book

Well Configured Life

Steve Jobs once said that people don't know what they until you show it to them. This is probably why we have independent gadgets now vying for integration with features of mainstream products. 

Can your tablet take good pictures; is your cellphone smart like a computer; can your MP3 player shoot videos? 

Not only are we duplicating applications, we are also diluting the individuality of a device. I'm not going to judge on the technology wastage here, instead I'll update you on concepts like the Lifebook. 

An idea that integrates a tablet, camera, phone and music player to collectively form the hardware for a laptop! They all work independently to support their unique identity and yet unify to create a magical device.

The proposed Lifebook is a laptop computer concept based on the principle of "shared hardware". Currently a lot of hardware is wasted when we use separate devices, as there is often a lot of "repeat" of data stored and features. 

For example if I have my songs on my music player, why do I have to block the same amount of storage on my laptop? Similarly, if I have a processor sitting in my tablet, why can it not also run/assist my laptop? 

If I have a fully functional camera with its own memory and image processing power, why do I need to have it repeated in my laptop?

Designer: Prashant Chandra

The Biggest Blood sucker

I got this picture from my fb. My friend post it and based on the photo comments the leech found after flood in Perak. Can't verify whether the new was true or not. Imagine if it true, whoever bitten will dry to the death.

TOP TEN

Top 10 of Everything

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